Credit Risk Management and Loan Recovery in Nigerian Deposit Money Banks

Clifford I. Akhuamheokhun; Bassey Ekpo; Sunny B. Beredugo

Title:
Credit Risk Management and Loan Recovery in Nigerian Deposit Money Banks

Authors:
Sunny B. Beredugo | Clifford I. Akhuamheokhun | Bassey Ekpo

Cite This Article :

Sunny B. Beredugo | Clifford I. Akhuamheokhun | Bassey Ekpo "Credit Risk Management and Loan Recovery in Nigerian Deposit Money Banks" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-2, February 2021, pp.1181-1186, URL: https://www.ijtsrd.com/papers/ijtsrd38430.pdf

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Abstract :
The quality of loan recovery in Nigerian deposit money banks is presently impaired with the incidence of a large portfolio of non-performing loans. The position of the banks to also act as prime movers of economic development and to effectively manage their credit risk, has not been effective; the study therefore examined the potency of credit risk management in addressing loan delinquency or high non-performing loan of deposit money banks in Nigeria. In view of this, investigation was conducted on the effect of credit risk architecture on loan recovery. Primary data was used for the study and the ordinary least square was used for data analysis and it was concluded that effective credit risk architecture could enhance loan recovery of deposit money banks in Nigeria.

Keywords :
Loan recovery, Deposit money bank, Credit risk, Loan delinquency

Publication Details:

Unique Identification Number : IJTSRD38430

Published In : Volume-5 | Issue-2, February 2021

Page Number(s) : 1181-1186

Publisher Name : IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470

Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

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